Local Government Pension Scheme

A new Local Government Pension Scheme from April 2015

A new Local Government Pension Scheme (LGPS) has been introduced across all Scottish Local Authorities from 1 April 2015.

(N.B. This does not apply to members of the Teachers’ Pension Scheme)

The key features of LGPS 2015 are:

  • The LGPS moves from a final salary scheme to a career average (CARE) scheme but your pre April 2015 pension will still be linked to your final salary
  • Pension will be  built up at a rate of 1/49th of pensionable pay
  • Introduction of  a 50/50 option allowing members to pay half the contributions for half the benefits
  • Normal pension age linked to a member’s State Pension Age, with a minimum age of 65, for pension built up from 1 April 2015
  • Additional protection for members closer to retirement
  • Existing ill health and death in service benefits retained
  • Equality in partner pensions for co-habiting and civil partners with  married couples

LGPS 2015 Website

For more comprehensive information about the new scheme, including worked examples, members briefings, FAQs and latest news please visit http://scotlgps2015.org

Why the change?

In December 2013, local authority employers and trade unions agreed the design for the new Local Government Pension Scheme (LGPS) in Scotland. Negotiations on the new scheme design followed the recommendations made by Lord Hutton in his 2011 report on public sector pension reform.

Fife Pension Fund site

Member Self Service on the Fife Pension Fund site, allows you to quickly update your personal details and security information; access Annual Benefits Statements;view your financial details; and perform instant benefit calculations, testing different scenarios.


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